Author: Ben

Nowhere in the world is the underwriting process as sophisticated as it is in North America. Nowhere else are underwriting decisions based:   So frequently on laboratory analysis of blood,…

Auditing performance is a routine necessity of good business management. Where underwriting and claims functions are concerned, how good are quality and accuracy? Is basic philosophy applied in practice? Are…

This year the New England Journal of Medicine published one of a series of articles marking its 200 year anniversary. Entitled ‘Two hundred Years of Cancer Research’, the article is…

Distribution is a key to success in any business. And in few more so than life and morbidity risk insurance, where, classically, products “are sold, not bought”. Historically life companies…

The benefits of underwriting engines are now well understood (or they ought to be). They help drive down cost and bring a variety of other benefits such as detailed management…

Do you ever hear people say that what the industry needs is a concerted campaign to publicize the value of life and disability insurance generally or heighten awareness of individual…

In our last article we looked at the use of calculators and worksheets and the publisher of Underwriter e- Alert noted: The article begs the question: How will attorneys for…

Supporting the underwriting process A slick process is crucial to any successful business but to what degree can underwriting manuals fit in with key processes and how can they integrate…

In 2009 we wrote three articles on developing and maintaining underwriting manuals (a subject SelectX is close to given our experience of creating and maintaining a number of manuals over…

Previously in this series on underwriting manuals we have considered: Maintaining and resourcing a manual Issues of access, security and usage Training content, and A supporting evidence base. In the…