Category: News and articles

RiskApps is an online underwriting manual providing underwriters with rating guidelines for life, critical illness and disability covers. The only independent manual world-wide and produced by SelectX in partnership with…

By Gary Bundock and Tom McCarthy It is interesting (well, we think so) to reflect on how evidence requirements differ from market to market. In some places – and the…

By Peter Maynard I always remember being told, early in my underwriting career (I’ll leave you to guess when that might have been), that it was the duty of the…

As ever, change is constant, but these days we all notice it more because the pace of change is quicker and still accelerating. In the 1990s one could look back…

This article was first published in the March 2022 issue of On The Risk, the Journal of the Academy of Life Underwriting. Underwriting manuals have been around for a long…

Towards the end of 2021 SelectX, in partnership with EXL Service, surveyed life insurers in India to gauge progress along the pathway of automated underwriting. Here we give an overview…

As a follow-up to our original article published last December, highly regarded veteran underwriter Tom McCarthy looks at the subject of expert witness work from a US perspective. As per…

Acting as an expert underwriting witness, either in legal actions or arbitration processes, can be interesting work. Usually, such cases arise through policyholders being dissatisfied with non-payment of claims, but…

In our first article we looked at some of the basic terminology used around the umbrella term artificial intelligence (AI). In our second we take a deeper dive into an…

Automating the underwriting process holds great potential, but to realise that potential you need the right product or products. There are plenty of software suppliers and plenty of decision engines…